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ADP Inc.

400 W. Covina Blvd.
San Dimas California 91773 Map it

Automatic Data Processing Inc. (Nasdaq: ADP), with nearly $9 billion in revenues and about 550,000 clients, is one of the world's largest providers of business outsourcing solutions. As a market leader in electronic wage payment solutions, ADP offers ALINE Pay by ADP, which is a single-source solution for businesses that want to move their employees toward 100 percent electronic pay. The ALINE Pay electronic pay solution is designed to be compliant in all 50 states through an innovative wage funding and distribution solution and gives both employers and employees flexibility in choosing the method of payment that best meets their needs: ADP Full Service Direct Deposit, the new ALINE Card by ADP or ALINE Check by ADP. ALINE Pay by ADP can help employers eliminate the printing and distribution expenses of paper statements and reduce the environmental impact of payroll disbursement. A key component of the ALINE Pay solution is the ALINE Card by ADP, which can aid employers in reducing administrative costs and losses due to fraud.

Allpoint

7315 Wisconsin Ave., Ste. 750 E
Bethesda Maryland 20814 Map it

Allpoint, the largest surcharge-free ATM network, maintains a network of more than 43,000 ATMs in leading national and regional merchant locations across the United States, Mexico, United Kingdom and Australia. Allpoint provides prepaid card issuers and program managers with a wide-reaching, conveniently located surcharge-free ATM network, helping those institutions to attract, win and retain cardholders.

American Express

200 Vesey St.
New York New York 10285 Map it

Renowned for its financial security, customer service and product quality and range, American Express can help businesses reward performance, improve sales results and enhance marketing promotions. Explore American Express Prepaid solutions:

Employee Rewards & Recognition

• Show employees that hard work never goes unnoticed. Cards come in a variety of business-themed designs that recognize business accomplishments, excellence or serve as a simple thank you. Unlike some others, American Express Gift Cards have no fees after purchase, making them 100% gift, 0% fee.

Sales Force Incentive Programs

• Incent internal or external sales staff to surpass goals, sign new deals or reward above-and-beyond efforts with the reloadable and customizable American Express Reward Card. American Express can help develop a comprehensive sales incentive program that fits any business’ needs.

Consumer Incentive Programs

• American Express Reward Cards can be customized to complement any business’s marketing campaign. These cards provide cost-effective solutions that enable larger, more robust incentives to be returned to the customers. Build customer loyalty with reward cards as part of your consumer incentive program.

Arroweye Solutions Inc.

549 W. Randolph St., Ste. 200
Chicago Illinois 60661 Map it

Arroweye is a single-source provider of on-demand solutions that help prepaid companies and online retailers issue customized and relevant card designs that drive usage and increase wallet share. Arroweye’s expertise in digital on-demand card production and fulfillment, combined with its best-in-class Web tools and technology platform, have revolutionized the way payment cards are produced. Approved by Visa, MasterCard and Discover, Arroweye is the first fully integrated, digital on-demand manufacturer of payment cards within the industry.

The company’s just-in-time production model provides a number of benefits to customers, including:
  • Zero inventory: Cards are produced only after they’re ordered, erasing the need for pre-purchased inventory.
  • Design flexibility: Limitless design options, co-branding and photo-upload cards are available through digital technology.
  • Unique packaging: Premium carrier options offer a better presentation, on-demand.

The company also provides a complete suite of stored value gift card solutions for online retailers, including customized gift cards, virtual e-gift cards and greeting card carriers. Arroweye was founded in 2000 and is based in Chicago, Ill.

Aurora Financial Systems Inc.

3 Greenwich Office Park
Greenwich Connecticut 06831 Map it

Aurora Financial Systems Inc. provides a cutting-edge payment processing platform designed to provide a flexible and scalable environment to support any prepaid and debit card program. We offer technology-based solutions that mitigate risk and increase cardholder retention. Our patented ToggleGUARD Technology helps reduce fraud by providing cardholders with functionality to identify and prevent unauthorized card transactions before they are processed. Our systems are PCI-DSS Level 1 compliant and we are SAS70, CMMI Level 2 and ISO 9001 Certified.

We offer flexible options for closed- and open-loop prepaid card and debit card programs, including:

  • General purpose reloadable
  • Payroll
  • ATM/kiosk
  • Remittance card
  • E-commerce/payment gateway
  • Corporate prepaid
  • Retail co-brand prepaid
  • Mobile payments/banking
  • Bank debit card
  • Virtual cards

You can choose from a full suite of add-on feature functionality to help distinguish your program in the marketplace and provide value to your cardholders. Our secure processing systems, back-office support and comprehensive reporting packages will help you successfully manage your program.

Blackhawk Network Inc.

6220 Stoneridge Mall Rd.
Pleasanton California 94588 Map it

Blackhawk Network, a subsidiary of Safeway Inc., is a leading provider of prepaid and financial payments products for consumers and businesses. The company's Gift Card Mall offers the industry's most popular prepaid gift card and telecom products. Gift Card Mall reaches more than 165 million people each week through an exclusive network of leading grocery, big box, convenience, pharmacy and specialty stores and is available through Internet retailers, including GiftCardMall.com. Blackhawk Network's business solutions include reward and incentive programs that offer choice and flexibility through a wide array of card brands, custom-designed Visa prepaid cards and fulfillment options.

Headquartered in Pleasanton, California, Blackhawk Network has offices in the United States, Australia, Canada, France, Mexico and the United Kingdom.

Follow us on Twitter: http://twitter.com/GCMall and on Facebook: www.facebook.com/giftcardmall.

Bryan Cave LLP

1290 Avenue of the Americas
New York New York 10104 Map it

Bryan Cave has a diversified practice with more than 1,000 attorneys and other professionals in 25 offices worldwide. Recently ranked one of the top 5 U.S. law firms in M&A, Bryan Cave is a leading provider in many areas, notably, banking and payments—everything from prepaid, mobile and emerging payment services to traditional check, credit, debit, bill payment and remittance services. Our Financial Institutions and Payments Team provides legal counsel and advice in the following areas: bank regulatory compliance; bank structure and acquisition; money services business (MSB) compliance; anti-money laundering compliance; bill payment, overdraft and lines of credit; retail gift cards; abandoned property; money transmitter licensing; privacy and data security; patents and intellectual property; and litigation strategy and defense. We maintain updated 50 state surveys in laws affecting prepaid and payroll cards. With offices in Europe and Asia (including London, Hamburg, Paris, Shanghai, Hong Kong, Singapore and Manila) and a network of international contacts, we also serve our clients in their diverse needs for international payment programs around the world.

Card Compliant LLC

7015 College Blvd., Ste. 325
Overland Park Kansas 66211 Map it

Card Compliant LLC is a compliance specialty company serving the prepaid and stored value card industry. Card Compliant provides regulatory compliance solutions to minimize escheat, maximize earnings and reduce risk of non-compliance. By combining patent-pending technologies with historical card data, Card Compliant delivers forecasting, escheat exposure detail, earnings opportunities and an accounting reconciliation for card programs.

Cardtronics

3250 Briarpark Dr., Ste. 400
Houston Texas 77042 Map it

Cardtronics connects financial institutions, retailers, prepaid card issuers and program managers with their consumers, delivering innovative and relevant solutions. Through Allpoint, America’s largest surcharge-free ATM network (and a Cardtronics division), cardholders can access cash on prepaid or stored value cards at any of Allpoint’s over 43,000 surcharge-free ATMs. Partnering with Cardtronics and Allpoint means improved customer acquisition and retention, increased foot traffic and sales at retail locations, and unmatched convenience and savings for your consumers.

Carta Worldwide

33 Cavendish Sq.
London W1G 0PW Map it

Carta is an international leader in electronic payments and transaction processing technology, specializing in prepaid, mobile, NFC and emerging payments. Carta's next-generation platform, specifically architected to meet the complexities of the evolving payments environment, delivers end-to-end solutions that manage risk, enhance accuracy and optimize profitability.

Carta’s global technology platform offers multicurrency, multi-language and multi-region support. Access Carta's Open Platform Gateway to optimize control, or take advantage of end-to-end services and tailor functionality with an unmatched suite of program management tools and full support for EMV chip-and-PIN, open- and closed-loop, contactless and NFC, virtual cards and emerging payment applications.

Carta delivers value-added processing and innovative payment technology:
  • Adaptive program control and lower management costs.
  • Accelerated time to market with parametric configuration.
  • Intelligent reporting for comprehensive program management data.
  • Precise reporting and reconciliation processes.
  • Global scalability for multi-language, multicurrency, and EMV.
  • Extensible technology for mobile, NFC and emerging payment applications.

Ceridian Stored Value Solutions

101 Bullitt Lane, Ste. 305
Louisville Kentucky 40222 Map it

SVS’s one-stop-shop business model of innovative prepaid and stored value solutions effectively drives consumer behavior to the world’s leading merchants, including 15 of the top 50 U.S. retailers. Our full product suite includes retail-issued gift cards, branded prepaid debit, promotional cards and a robust loyalty platform—these unique tools deliver consistent, measurable sales growth and increased profitability to our clients. SVS is the industry leader with almost 20 years of prepaid experience, managing more than 500 million card products and processing over 1 billion transactions in 40+ countries and 26 currencies worldwide every year. To learn more about increasing sales and simplifying program management, visit our Website.

Chexar Networks, Inc.

623 Holcomb Bridge Rd.
Roswell Georgia 30076 Map it

Chexar is the national leader for technology and solutions to enable clients to cash, deposit or load any check with immediate funds availability. Chexar’s solutions provide clients with the ability to truly serve the nation’s underbanked population, now estimated to be almost 100 million people. The gating factor for these consumers is their need to change all types of checks into cash or value before they can acquire other services including bill pay, money transfers, or prepaid cards.

Chexar’s solutions enable any business to convert ANY type and ANY size of check to cash or to immediate credit onto prepaid cards or as fee-based deposits into bank accounts. The company’s one-of-a-kind solutions combine multiple national databases, rules engines and proprietary technology with redundant 24/7 risk management centers to achieve the industry’s highest automated and overall approval rates on any check. Chexar’s solutions are deployed across multiple platforms including turnkey POS solutions, assisted and self-service kiosk solutions and full XML integrations.

CPI Card Group

10368 W. Centennial Rd.
Littleton Colorado 80127 Map it

CPI Card Group, a global leader in financial and commercial card production and related services, offers a single source for card production, data personalization, security packaging and card fulfillment services. CPI is a certified producer of products and services under the Visa, MasterCard, American Express and Discover card association brands. CPI has seven production facilities in the United States, Canada and Western Europe and offers the largest network of certified secure facilities in North America.

DCR Strategies Inc./TruCash

2680 Skymark Ave., Ste. 420
Mississauga ON L4W 5L6 Map it

DCR Strategies Inc. is an industry leader in providing customized loyalty marketing, reward and payment solution programs to its Fortune 500 clients across the globe. With state-of-the-art technology, we have made our global footprint by creating customized programs for our clients relating to employee payroll and incentive, manufacturer rebate, loyalty and incentive, gift, and credit union loyalty and debit card programs.

Over 20 years of hands-on experience has given us the ability to effectively implement solutions designed to increase our clients’ profitability, retain and grow their customer base, and improve overall customer satisfaction. Our promise to deliver nothing short of excellence also has made us the recipient of the 2011 Paybefore award for Best Government-Funded Prepaid Program.

Some of our clients benefiting from our expertise today are DHL Express, Blue Sky Tours, General Mills, Fox Entertainment, TranZtec (Native Indian Reserve card) and the Buffalo Sabres. Call us today and let our many years of experience and expertise benefit your company as well.

Discover Network

2500 Lake Cook Rd.
Riverwoods Illinois 60015 Map it

Discover markets and supports a full range of credit, debit and prepaid products, and provides customer-centric tools and programs to help issuers, acquirers and merchants drive loyalty, increase transaction volume and run their businesses more effectively. Leveraging its legacy of industry-leading fraud prevention, customer service and innovative partner marketing practices, as well as its hands-on merchant, issuing and acquiring knowledge, Discover sets itself apart by delivering meaningful and differentiated solutions.

Edenred

Immeuble Columbus, 166-180 Blvd. Gabriel Péri
Malakoff 92240 Map it

Edenred, inventor of the Ticket Restaurant meal voucher and world leader in prepaid corporate services, designs and delivers solutions that make employees’ lives easier and improve the efficiency of organizations.

By ensuring that allocated funds are used specifically as intended, companies more effectively manage their employee benefits; expense management process; incentive and rewards programs; and social benefits programs.

Edenred is committed to forging and nurturing relationships with all of its stakeholders, based on dialogue, mutual interests and responsibility:
  • Companies and public sector customers, concerned with motivating their teams and optimizing their performance.
  • Beneficiaries, who appreciate the simplicity and convenience of service cards and vouchers in making their lives easier.
  • Affiliated merchants, seeking to retain their customers and secure their transactions.
  • Public authorities, looking to deliver benefits and to ensure the traceability of funds allocated to benefit programs.

Edenred operates in 40 countries, with 6,000 employees, nearly 530,000 companies and public sector customers, 1.2 million affiliated merchants and 34.5 million beneficiaries.

EPIPOLI SpA

Viale Jenner, 4
Milano 20159 Map it

Epipoli is the Italian industry-leading marketer, distributor and producer of gift cards and prepaid products.

And, we’re the market leader in third-party prepaid cards in Europe, with distribution partnerships with more than 50,000 stores—including leading grocery chains, mass merchandising, convenience, electronics, toy, fashion and specialty retailers—reaching millions of consumers. Epipoli gift cards are available in Italy, France, Greece, Spain and Switzerland.

The Epipoli Websites provide convenient online access to the brands consumers love. As a premium gifting Website, www.mygiftcard.it, offers products, services, subscriptions, transportation, digital music downloads, entertainment, experiences and many other offers through cards in easy-to-use formats, delivered via email. Offered in a range of denominations, the cards can be used online or can generate foot traffic in retail outlets.

Evolution1

5050 Lincoln Dr., Ste. 100
Edina Minnesota 55436 Map it

Evolution1 and our partners serve more than 7 million consumers, making us the nation’s largest electronic payment, on-premise and cloud computing health care solution that administers reimbursement accounts, including HSAs, HRAs, FSAs, VEBAs, Wellness and Transit plans. It is the only solution that meets up to 1,200 unique plan designs, provides innovative auto-substantiation technologies, simplifies user experience and automates workflow for partners, employers and consumers. It does all this on one technology platform comprised of Lighthouse1, PayDirect, the Benny Prepaid Benefits Card, Lighthouse1 OneCard and integrated web portals. Evolution1 and our partners are dedicated to delivering value, reducing costs and simplifying the business of healthcare.

First California Bank

72750 El Paseo, Ste. C-2
Palm Desert California 92260 Map it

First California Bank, established in 1979, is fast becoming one of Southern California’s premier banks. A combination of understanding our clients' needs and providing them with the financial tools to achieve their success has helped us grow in the six counties we serve. Electronic Payment Services (EPS) is a division of First California Bank. EPS has issued and sponsored millions of prepaid cards across the country. Our goal is to provide electronic payment services, along with the highest level of customer service.

First Data

5565 Glenridge Connector NE
Atlanta Georgia 30342 Map it

Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.

Whether you are an employer challenged to reduce payroll processing costs or a merchant or financial institution seeking to boost revenues, First Data delivers innovative prepaid solutions to meet your business needs. Leverage our leading-edge product innovation, comprehensive consultative services and industry-leading system availability to attract new customers, drive incremental revenue, build your brand and lower your costs. To learn more about our Money Network electronic funds distribution, gift card programs, incentive rebate and reward cards and healthcare processing solutions, visit our Website.
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Paybefore Buyer's Guide is a directory of the leading companies providing products, services and support to the prepaid and stored value card industry

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